Tarriance Rates

Counseling Rates

Typical Fees

• First therapy session/intake appointment: $225

• 50 minute therapy appointment: $175

• Discounted rates are available for students, and those in professional Christian ministry or missions

Billing Practices

Tarriance Counseling will submit the claim to your insurance company. Once any given claim clears insurance your credit card will be charged for any deductible, co-insurance, or co-pay due.

If you choose not to use your insurance, or if Tarriance is an out-of-network provider with your insurance, your credit card will be charged on the same day as service.

Coaching Rates

Payment is due at the time of service and you may use any major credit card. 

Coaching is not reimbursable by insurance but is an investment in personal growth which will reap benefits for years to come.  

Typical Fees

• Initial and ongoing coaching sessions – $150 per 50 minute appointment or $200 per 85 minute appointment

Cross-Cultural Consulting Rates

Payment is due at the time of service and you may use any major credit card. 

Cross-Cultural Consulting is not reimbursable by insurance but is an investment in personal growth that will reap benefits for years to come.  

Typical Fees

• Initial and ongoing consulting sessions – $175 per 53 minute appointment

The following information is posted in order to fulfill the “Disclosure Notice” required by the “No Surprises Act” which requires that all medical and mental health providers / facilities post this notice on their websites effective January 1, 2022.

YOUR RIGHTS AND PROTECTIONS AGAINST SURPRISE

 MEDICAL BILLS

(OMB Control Number: 0938-1401) 

When you get emergency care or get treated by an out-of-network provider at an in network hospital or ambulatory surgical center, you are protected from surprise billing or balance billing.

What is “balance billing” (sometimes called “surprise billing”)?

When you see a doctor or other health care provider, you may owe certain out-of-pocket costs,     such as a copayment, coinsurance, and/or a deductible. You may have other costs or have to pay the entire bill if you see a provider or visit a health care facility that isn’t in your health plan’s network.

“Out-of-network” describes providers and facilities that haven’t signed a contract with your health plan. Out-of-network providers may be permitted to bill you for the difference between what your plan agreed to pay and the full amount charged for a service. This is called “balance billing.” This amount is likely more than in-network costs for the same service and might not count toward your annual out-of-pocket limit.

“Surprise billing” is an unexpected balance bill. This can happen when you can’t control who is involved in your care - like when you have an emergency or when you schedule a visit at an in-network facility but are unexpectedly treated by an out-of-network provider.

You are protected from balance billing for:

Emergency services

If you have an emergency medical condition and get emergency services from an out-of-network provider or facility, the most the provider or facility may bill you is your plan’s in-network cost-sharing amount (such as copayments and coinsurance). You can’t be balance billed for these emergency services. This includes services you may get after you’re in stable  condition, unless you give written consent and give up your protections not to be balanced billed for these post-stabilization services.

Certain services at an in-network hospital or ambulatory surgical center

When you get services from an in-network hospital or ambulatory surgical center, certain providers there may be out-of-network. In these cases, the most those providers may bill you is your plan’s in-network cost-sharing amount. This applies to emergency medicine, anesthesia, pathology, radiology, laboratory, neonatology, assistant surgeon, hospitalist, or intensivist services. These providers can’t balance bill you and may not ask you to give up your protections to not be balance billed.

If you get other services at these in-network facilities, out-of-network providers can’t balance  bill you unless you give written consent and give up your protections.

You’re never required to give up your protection from balance billing. You also aren’t required to get care out-of-network. You can choose a provider or facility in your plan’s network.

When balance billing isn’t allowed, you also have the following protections:

 You are only responsible for paying your share of the cost (like the copayments, coinsurance, and deductibles that you would pay if the provider or facility was in-network). Your health plan will pay out-of-network providers and facilities directly.

·       Your health plan generally must:

o   Cover emergency services without requiring you to get approval for services in advance (prior authorization).

o   Cover emergency services by out-of-network providers.

o   Base what you owe the provider or facility (cost-sharing) on what it would pay an in-network provider or facility and show that amount in your explanation of benefits.

o   Count any amount you pay for emergency services or out-of-network services toward your deductible and out-of-pocket limit.

If you believe you’ve been wrongly billed, you may contact: No Surprises Help Desk (NSHD) at 1-800-985-3059. Visit cms.gov/nosurprises for more information about your rights under federal law. Visit revisor.mn.gov/statutes/cite/62K.11 for more information about your rights under Minnesota state laws.

Visit https://www.cms.gov/files/document/model-disclosure-notice-patient-protections-against-surprise-billing-providers-facilities-health.pdf for more information about your rights under Federal law.

End of Disclosure Notice

Get Started 

Whether you’re interested in mental health counseling, life coaching, or cross-cultural consulting, you can receive the support and guidance you need at Tarriance. I’m here to support people who want to feel better, do better, and live better – whatever that looks like for you. When you’re ready to begin or you have questions that need answers, I’m here. Don’t hesitate to get in touch with me, Kathleen “Kathy” Johnson, a counselor serving St. Paul-Minneapolis residents. 

Contact me for a free 15-minute phone consultation to see if counseling would be a good fit.